What animals are covered by pet insurance?

Most pet insurance companies specialize in coverage for dogs and cats, but insurance for many other types of animals is also available.

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Pet insurance can help alleviate the burden of high veterinary costs. Like the human health insurance system, pet insurance Help make the cost of professional pet care more manageable.

Like traditional health insurance, these plans come with: Deductible amount, limits on types of compensation and amounts of benefits. Generally, pet insurance coverage reimburses up to 90% of veterinary claims.

Fortunately you can get pet insurance Finding some unique animal coverage can be tricky, but it applies to many types of pets.

If you are in the market for pet insurance, contact an insurance expert today.they can help you Get started with a free quote you know exactly what to expect.

What types of animals are typically covered?

Almost all pet insurance providers offer coverage for dogs and cats. Basic plans typically cover procedures and services resulting from accidents or illnesses. Additionally, most pet insurance companies offer premium plans that offer reimbursement for more options such as emergencies, clinic visits, diagnostic tests, x-rays, lab fees, and more. Additional services for preventative animal care and wellness are usually available.

for example, lemonade Standard pet insurance covers diagnosis, treatment and medication to treat dogs and cats recovering from an accident or illness. This covers bone fractures, lacerations, diarrhea, and even cancer. But if you want more options for your dog or cat, from teeth cleanings and checkups to blood tests and vaccines, we’ve got you covered. You can purchase additional insurance such as preventive care that covers everything.

Whether you are purchasing pet insurance for your dog, cat, or other animal, your provider is unlikely to cover existing state.

What kind of animals are covered?

Most of the best pet insurance companies only cover dogs and cats. If you need insurance for birds, reptiles or other animals in the “exotic animals” category, you have few options:

  • bird
  • reptiles
  • amphibian
  • ferret
  • guinea pig
  • hedgehog
  • mouse
  • mini goat
  • Daruma Pig
  • Rabbit
  • mouse or rat

Nationwide is the only well-known pet insurance company that covers exotic animals. Pet Assure is another company that helps keep exotic animal veterinary costs down. However, Pet Assure does not offer pet insurance, but offers up to 25% off veterinary care for all animals.

Nationwide’s exotic animal insurance is similar to a pet insurance plan. dog When CatDepending on your insurance options, you can cover up to 90% of your veterinary care for common illnesses and accidents. You can also opt for preventive health insurance for an additional fee.

Consider your options now Talk to a Pet Insurance Professional!

What types of animals are not normally covered?

Pet insurance companies typically do not cover expensive animals or animals that may be considered dangerous to own. Generally speaking, keeping tigers and monkeys as pets is not recommended for most people unless they are professionally trained to handle such animals. Perhaps that is why it is almost impossible to find coverage from major pet insurance companies for potentially dangerous and expensive animals such as tigers, monkeys, horses and cows.

according to Insurance Information Research Institute (III), life and theft insurance is one option for insuring prized animals such as winning dogs, cats, horses and police dogs. This type of insurance covers you if your pet is stolen and can receive a death benefit under certain conditions.


pet insurance cost It depends on the type of animal. breed to breedFor example, some of the most expensive dog breeds to insure are the Newfoundland, Dogue de Bordeaux and Jack Russell Terrier, and monthly premiums can cost up to $100 per month.

Similarly, Abyssinian, Persian, and Ragdoll cats have higher cat insurance premiums, costing upwards of $40 per month.

High insurance premiums for certain breeds are often due to genetic health conditions or specific physical characteristics of the breed that require expensive treatment.

Of course, not all pet insurance companies offer the same coverage, and rates vary by provider. If you want the best pet insurance value to cover your furry family member, it’s imperative to buy and compare multiple providers and weigh your options.

Use the table below to shop or Talk to a Pet Insurance Expert Now.

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