Poll question initiated by
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1 in 4 insured people do not have dental insurance
Under state law,
In contrast, a 2017 study estimated that one in four state residents with health insurance had no insurance for dental health.of
“Even though dental insurance is cheaper on a monthly basis, the number and types of claims that occur in a typical year don’t require the staff work that health care does,” he said.
“Healthcare is obviously a lot more complicated when it comes to trying and finding out problems and different treatments. There is a wide range of care. .”
Supporter’s opinion on question 2
Proponents say that if question 2 is passed, both insurance premiums and denial of service will decrease while covering more of a patient’s annual costs. Patients can also find out how their premiums are being spent. This information is not currently available to patients who pay large amounts for dental insurance.
Under question two, fewer patients will be placed in an “emergency” state to pay for dental care, Congressman said.
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“People with abscesses in their mouths get infected if they wait too long. If they had gone to the dentist, they might have been cured, but now they’re getting to the point where they have to go to the ER. for service,” he said.
This situation is more common because the patient’s health insurance covers the costs when it comes to “emergency” conditions.
“It’s very simple. It’s important for people who pay dental insurance premiums to ensure that their money is spent on dental care, and that that money goes to as little overhead as possible. .”
Question 2 is
Opposition to Question 2
Dental insurance companies object to this question.
Opponents warn that premiums could rise by as much as 38%.
“It is likely that some operators will exit the market and the benefits offered by some operators will be reduced.”
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Welch said the bill, if passed, would unfairly hurt those who can’t afford it.
“Question 2 is
Dental insurance is a voluntary benefit, and far fewer residents have it than mandated medical insurance. However, dental insurance has fixed administrative costs similar to medical insurance.
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“Dental insurers have fewer dollars and fewer policyholders to cover administrative costs, so these costs make up a larger portion of dental premiums than medical premiums,” Sullivan said. I’m here.
Delta Dental, the state’s largest insurance company,