Pandemic Side Effects: 22% of Americans Have Better Health Insurance

Public opinion polls show that more people are getting more regular health care thanks to increased insurance coverage.

a Healthcare.com A poll of 1,005 Americans showed that 22% would receive more regular medical care thanks to better access to insurance during the pandemic. This is the result of the federal government eliminating health insurance subsidies and expanding Medicaid. COVID-19 public health emergency.

the number of uninsured According to the survey, it has decreased from 13% in the 2020 survey to 8% in 2022. Individuals with Marketplace (ACA) plans rose from 5% in 2020 to 8% in 2022, and Medicaid enrollment rose from 12% of the adult population in 2020 to 19% in 2022 .

According to the report, the number of respondents who ranked health insurance as their biggest expense has dropped from 39% in 2020 to 26% in 2022.

Despite increased reporting healthcare financing Problem remains. For example, among those without insurance, 51% of respondents said that the reason they could not get health insurance was because the premiums were too high.

In addition, many American adults also have medical debt. That percentage rose from her 28% of the population in 2020 to 42% in 2022, according to the study. Of American adults with medical debt, 39% have more than her $1,000 in debt, and 6% have more than her $10,000 in debt.

One cause of medical debt is sudden medical bills. The survey found that 50% of Americans had unexpected medical bills in the last year. Of these, 15% had sudden medical bills up to $500, 17% had $501 to $2,000, 10% had $2,001 to $10,000, 4% had $10,001 to $20,000, and 3% had past sudden medical bills. received. Years over $20,000.

Many Americans don’t have the savings to pay for medical bills. The survey found that 26% have no savings for emergency medical bills and 15% have only $1 to $500, while 16% of her US adults have more than $6,000 in her pocket.

About 31% of respondents say they don’t know how to pay for a serious illness, while 24% pay with credit cards and 16% borrow money from family members. A variety of activities to pay for medical expenses. Twenty-three percent of respondents chose entertainment ahead of travel, another 23 percent chose entertainment to cover medical bills, followed by big purchases (18 percent).

Some give up Christmas presents (16%), food (16%), home improvement (14%), fitness (14%) and rent (9%).

While some Americans are getting more regular health care thanks to better access to health insurance during the pandemic, many still opt out of it. , showed that 53% of respondents skipped medical services last year.

Of those, 29% opted out of dental services, 21% skipped vision screening, 17% lab screening, 15% emergency, 12% prevention, and 10% skipped elective healthcare.

Like past surveys, this year’s survey shows that young Americans suffer the most from health care costs. 51% of millennials, 47% of Gen X and 44% of Gen Z say they have medical debt. That’s just 35% of the silent generation and 29% of the baby boomers.

And 61% of millennials are most likely to receive an unexpected medical bill, followed by Gen Z at 56% and Gen X at 51%. This compares to his 43% in Silent Generation and his 37% in Boomers.

Younger Americans are more likely to say they benefited from new health insurance subsidies and expanded Medicaid enacted during the COVID-19 public health emergency.

Thirty-four percent of millennials say that improved access to health insurance during the pandemic has enabled them to receive more regular health care, as do 24 percent of Gen Z. This compares with 17% of Gen X and Baby Boomer respondents, respectively, and 16% of Silent Generation respondents.

Deirdre Ragan, senior vice president of insurance at HealthCare.com, said in a statement, “These results show that younger generations, many of whom skip health care for financial reasons, are more likely to benefit from the government’s response to the pandemic. clearly indicates that it has received

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