To apply for a LendingClub refinancing loan, follow these steps:
1. Check the price
To see your personalized rate from LendingClub, go to LendingClub’s auto refinance page, select your state from the dropdown menu, and[レートを確認]Click.
Next, indicate your refinancing goals based on the options given. lower car payment Or interest rates – and provide details about your car and current loan, as well as your personal information.
After that, LendingClub will soft credit checkif you qualify, receive an instant loan offer valid for 30 days.
2. Completing the application form
If you decide to use LendingClub, you will need to complete a complete application form. This can be done in minutes on his company’s website. It usually takes 24-72 hours after submitting the required information for it to be approved.
Please note that once you submit your application, LendingClub will conduct a rigorous credit check.This allows a small but temporary drop your credit score.
3. Manage payments
If approved, the loan can be disbursed in as little as two days, but in some cases it may take longer. LendingClub will repay the previous lender and initiate payments to LendingClub. Continue making payments until the process is complete.