It is important to submit an SBA loan application

Tallahassee – FEMA may refer survivors of Hurricane Ian to the Small Business Administration (SBA) to provide information on how to apply for disaster loans. Homeowners, renters, business owners, and certain non-profit organizations may be eligible. It is important to submit your loan application as soon as possible.

If your application is approved, you are not obligated to accept an SBA loan, but failure to return your application may make you ineligible for other financial assistance from FEMA and the State of Florida.

SBA disaster loans are the largest source of federal disaster recovery funds for survivors. SBA provides low-interest, long-term disaster loans to businesses of all sizes, private nonprofits, homeowners and renters.

SBA’s disaster loans cover losses not fully covered by insurance or other resources. Survivors should not wait for an insurance settlement before submitting an SBA loan application. They may find that they do not have adequate insurance for the deductibles, labor, and materials required to repair or replace their home.

You can apply online using an Electronic Loan Application (ELA) from SBA’s secure website. Or visit our Disaster Recovery Center. Paper applications can be requested by calling the SBA Customer Service Center at 800-659-2955. If you are deaf, hard of hearing, or have a speech impediment, please dial 7-1-1 to access our Telecommunications Relay Service. Or send an email to There is no cost to apply for the SBA Disaster Loan.

SBA disaster loan experts are available to speak with homeowners and renters at all Florida disaster recovery centers. These centers are open seven days a week from 9am to 6pm.

Homeowners may be eligible for disaster loans of up to $200,000 for structural repairs or reconstruction of their primary residence. SBA may also help homeowners and renters with up to $40,000 to replace important personal property, including automobiles damaged or destroyed in the disaster.

Leave a Comment