Health coverage has expanded, but many are still uninsured or underinsured

Commonwealth Fund study predicts situation will get worse as pandemic measures expire

The number of Americans without health insurance is nearing historic lows, but many of these changes are due to policy changes enacted to expand insurance coverage during COVID-19. cause, says one expert. Investigation from federal fundHowever, a large number of patients are under-covered and this situation will only get worse when the temporary pandemic measures end.

Research shows that by 2022, 43% of working-age adults will be inadequate. InsuredThey either had no insurance (9%), had gaps in coverage (11%), or lacked access to affordable health insurance (23%). The majority (79%) of those who were uninsured at the time of the survey had been uninsured for over a year. Those without insurance for a year or more were disproportionately poor, young, and Latino/Hispanic. You are in very poor health or have chronic health problems. and/or live in the South.

While 29% of those with employer insurance were underinsured, that number jumped to 44% among those who purchased insurance through individual markets.

The survey found that these uncovered costs are impacting patient care, with 46% of respondents saying they skipped or delayed care because of the cost, and 42% were unable to pay their medical bills. are having problems with their health care or are having trouble paying their medical debts. Nearly half (49%) will pay an unexpected $1,000 medical bill within 30 days, including 68% of low-income adults, 69% of Black adults, and 63% of Latino/Hispanic adults says it can’t be done.

cost saving measures Not seeing a doctor when sick, skipping recommended follow-up visits or tests, not seeing a specialist when recommended, or not filling a prescription.

Many voters say the president and Congress should make health care a top priority. 68% Democrats, 55% Independents, and 46% Republicans.

The survey used data from 6,301 respondents aged 19 to 64.

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