Get Gephardt: How Travel Insurance Leaves You Stuck After A Cancellation Or Delay

salt lake city — It’s been a long year of air travel. He still has two months left this year with more than double the number of flight delays and cancellations he had last year. People buy travel insurance to cover their vacations, but are delays and cancellations covered?

you are at the airport You look up at the monitor and say no! The dreaded “D word” – delay. To make matters worse, the “C Word” has been cancelled.

Bad weather, understaffed airlines and traffic control, more people traveling: The reasons for this year’s surge in delays and cancellations are many and heartbreaking.

By law, if an airline delays or cancels your flight, they must compensate you, but that’s only for the flight, it’s not your only expense. is needed. maybe a place to sleep You may need a car or a taxi. Unless you have travel insurance, you’re probably on your own for all this and more.

“If you need to purchase additional meals or hotel nights, it will be reimbursed,” said Megan Walch. InsureMyTrip.com.

Walch said travel insurance can reimburse those other costs, but you can read the bylaws. Say no and always avoid paying. Travel insurance will only reimburse if the reason the airline canceled the flight is stated in the policy.

Get Gephardt: Two Utahans get different compensation after airline cancels flights

One loophole that plagues many travelers today is understaffing. It is usually not covered by insurance.

If an airline is unable to board its own flight within 24 hours, travel cancellation insurance can help cover another airline’s flight. But if you really want to cover yourself financially, consider cancellation insurance for any reason. It also applies if you choose to cancel on

“Where you’re going, there’s a spike in COVID, and I’m afraid to travel there,” Walch explained.

But it only works if you cancel 2 days before your trip. Cancellation coverage for any reason does not apply if you are in the air.

With so many exceptions, is travel insurance worth it? Walch says it costs 4% to 10% of the trip.

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